:root{
--ink:#14202f;--navy:#10253b;--teal:#0d9488;--aqua:#38c8c5;--sand:#f4eee4;
--cream:#fffcf6;--rust:#cf6b47;--gold:#d6a84f;--line:#e3e7e8;--muted:#6d7882;--white:#fff;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.7 Inter,system-ui,-apple-system,"Segoe UI",sans-serif}
a{text-decoration:none;color:inherit}.container{width:min(1180px,calc(100% - 34px));margin:auto}
.top{background:var(--navy);color:#d7f5f1;font-size:13px;font-weight:800}
.top .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}
header{position:sticky;top:0;z-index:40;background:rgba(255,252,246,.95);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{height:80px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.logo{font-weight:950;font-size:22px;letter-spacing:-.8px}.logo b{color:var(--teal)}.logo i{font-style:normal;color:var(--rust)}
nav{display:flex;gap:17px;align-items:center;font-size:14px;font-weight:800}.menu{display:none;border:0;background:none;font-size:27px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:14px;background:var(--teal);color:#fff;font-weight:900;box-shadow:0 10px 25px rgba(13,148,136,.16)}
.btn.alt{background:var(--rust)}
.hero{position:relative;overflow:hidden;padding:88px 0 74px;background:
linear-gradient(115deg,rgba(16,37,59,.97),rgba(14,89,91,.93)),
radial-gradient(circle at 85% 20%,rgba(56,200,197,.4),transparent 22%);color:white}
.hero:after{content:"GUIDE";position:absolute;right:-20px;bottom:-48px;font-size:160px;font-weight:950;letter-spacing:8px;color:rgba(255,255,255,.035)}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:52px;align-items:center;position:relative;z-index:1}
.eyebrow{font-size:13px;letter-spacing:1.8px;text-transform:uppercase;font-weight:950;color:#7ae2d8;margin-bottom:13px}
h1{font-size:clamp(44px,5.8vw,76px);line-height:1.01;letter-spacing:-2.4px;margin:0 0 20px}
h2{font-size:clamp(30px,3.5vw,47px);line-height:1.08;letter-spacing:-1.25px;margin:0 0 17px}
h3{font-size:21px;line-height:1.3;margin:0 0 10px}.hero p{font-size:19px;color:#e7f4f5;max-width:720px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero-card{background:#fff;color:var(--ink);border-radius:28px;padding:28px;box-shadow:0 30px 70px rgba(0,0,0,.2)}
.hero-card h3{font-size:27px}.guide-list{display:grid;gap:12px;margin-top:18px}.guide-list div{padding:14px 15px;border:1px solid var(--line);border-radius:15px;background:#fbfdfd}.guide-list b{color:var(--teal)}
.section{padding:78px 0}.sand{background:var(--sand)}.ice{background:#f0fbfa}.dark{background:var(--navy);color:#dce8ed}.dark h2,.dark h3{color:white}
.kicker{font-size:13px;letter-spacing:1.8px;text-transform:uppercase;font-weight:950;color:var(--teal);margin-bottom:10px}
.lead{font-size:18px;color:var(--muted);max-width:860px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:30px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:28px}
.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;box-shadow:0 12px 30px rgba(17,39,55,.055)}
.index-card{border-top:5px solid var(--teal)}.index-card:nth-child(2){border-top-color:var(--rust)}.index-card:nth-child(3){border-top-color:var(--gold)}
.icon{width:50px;height:50px;border-radius:14px;background:#dff6f3;color:var(--teal);display:grid;place-items:center;font-weight:950;margin-bottom:16px}
.metric{padding:22px;border:1px solid rgba(255,255,255,.13);border-radius:18px}.metric b{display:block;font-size:25px;color:#70dfd2}
.timeline{display:grid;gap:17px;margin-top:28px}.step{display:grid;grid-template-columns:58px 1fr;gap:18px}.num{width:48px;height:48px;border-radius:12px;background:linear-gradient(135deg,var(--teal),var(--aqua));color:#fff;display:grid;place-items:center;font-weight:950}
.tablewrap{overflow:auto;border:1px solid var(--line);border-radius:18px;background:#fff;margin-top:24px}table{width:100%;border-collapse:collapse;min-width:760px}th,td{padding:17px 18px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:#e7f7f5}
.note{padding:18px 20px;background:#fff2df;border-left:5px solid var(--gold);border-radius:0 14px 14px 0;margin:22px 0}
.pagehero{padding:62px 0;background:linear-gradient(120deg,#10253b,#0c5c61);color:#fff}.pagehero p{font-size:18px;color:#dfeff0;max-width:820px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:15px;padding:17px 19px;margin-bottom:10px}.faq summary{font-weight:900;cursor:pointer}.faq p{color:var(--muted)}
.cta{padding:40px;border-radius:26px;background:linear-gradient(100deg,#0d9488,#38c8c5,#cf6b47);color:white;display:flex;justify-content:space-between;gap:28px;align-items:center}.cta h2{margin-bottom:8px}
footer{background:#091723;color:#9eacb8;padding:54px 0 25px}.footergrid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:34px}footer h3{color:#fff}.links{display:grid;gap:8px}.bottom{border-top:1px solid #263846;margin-top:32px;padding-top:20px;font-size:13px}
.wa{position:fixed;right:18px;bottom:18px;z-index:60;background:#25d366;color:#fff;padding:14px 18px;border-radius:999px;font-weight:950;box-shadow:0 9px 30px rgba(0,0,0,.2)}
@media(max-width:900px){
nav{display:none;position:absolute;top:80px;left:0;right:0;background:#fff;padding:22px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}nav.open{display:flex}.menu{display:block}
.hero-grid,.grid3,.grid2,.grid4,.footergrid{grid-template-columns:1fr}.cta{flex-direction:column;align-items:flex-start}.top .container{flex-direction:column;gap:0}
}